Personal Loan

Are you in need of money urgently?

Is there a medical emergency? or a wedding in the family? Do you want to fulfil your dream of renovating your house but thinking where will the money come from? Be it medical emergency or home renovation. We got you all covered. 


Our Loan Partners

We have partnered with three of the best loan providers to get you the best deal.

Bajaj Finserv Logo
Loantap Logo
Tata Capital Logo


  • Flexible Repayment - Interest Only EMI. No Prepayment charges. Free Part Payments.
  • Pocket Friendly - Low interest rates. EMI Free Loans. Customized lower Installments.
  • Fastest - Apply Online. Get Instant Disbursal. Will take just 24-36 hours.
  • Documentation - Minimum documents required. Multiple withdrawal without additional documentation. Less Paper Work.

Why FintooInvest?

High Liquidity
  • Transparent Process
  • Low Processing fees
  • Easy Foreclosure
  • No hidden charges
  • Dedicated Support Team


Am I eligible to take a loan? What are the requirements?

Eligibility criteria for taking a loan is simple. To ensure your repayment ability, few things are verified like minimum income, age and good credit score. It is also important to know that you should not have too many loans already. And if you do have, your strong ability to take additional debt will be checked.

What are the documents required to apply for a loan?

Few documents are required to complete the application process. Below is the list of such documents which can slightly vary from case to case:

  • Identity Proof
  • Proof of age
  • Income Proof
  • Address Proof
  • If salaried, 3-12 months of latest salary slip
  • Bank statements
  • Last two years ITR copy

What are the things to check before applying for a loan?

There are certain important points that one should check before applying for a loan. These are:

  • Processing fees
  • Interest rate
  • Any other charges
  • Repayment procedure
  • Pre-payments penalty, if any
  • Foreclosure charges, if any

Please note that one should also check whether he/she meets the eligibility criteria or not.

How much loan can I get?

Usually all lending institutions decide the amount of loan to be sanctioned based on various factors like

  • Net in hand monthly income
  • Generally, it is seen that EMI should not be exceeding 50-60% of your in hand income. It also includes any existing EMIs that you have. For example, Mr. Ajay’s net in hand income is Rs. 70,000, then he is eligible to get a loan where EMI does not exceed 35000. But if he is already paying 15000 as EMI on his existing loan, then he is eligible only for an additional EMI of 20,000.

I want to take a higher amount of loan. Can my spouse income be included to meet the eligibility criteria for higher amount?

Yes. In certain cases, if you make your spouse as the co-applicant then your eligibility increases for the higher amount. However, co-applicant should also have a good credit score. In other cases, it would be best to get a separate loan in the name of your spouse.

Do I get tax benefit by availing loans?

Only home loan and education loan comes with a tax benefit. Personal loans, business loans and professional loans are not eligible for any tax benefit.


Looking for a loan? It is further suggested that you should get yourself adequately insured. We are sure you will not want to see your loved ones under debt in case of any unfortunate happening. Click here to know more about life insurance polices and features.

Click Here