Professional Loan

Are you a Doctor? or a CA? or an Engineer? or an Architect?

Being a professional, you already have so many responsibilities. If arranging money for your immediate need is one of them, transfer this responsibility to us. Availing loan is Quick and easy on wallet with FintooInvest.
As a well-qualified professional, your needs are unique and thus FintooInvest provides you customized loan solutions for your requirements.


Our Loan Partners

We have partnered with two of the best loan providers to get you the best deal.

Bajaj Finserv Logo
Loantap Logo


  • Flexible Repayment - Interest Only EMI. No Prepayment charges. Free Part Payments.
  • Pocket Friendly - Low interest rates. EMI Free Loans. Customized lower Installments.
  • Fastest - Apply Online. Get Instant Disbursal. Will take just 24-36 hours.
  • Documentation - Minimum documents required. Multiple withdrawal without additional documentation. Less Paper Work.

Why FintooInvest?

High Liquidity
  • Transparent Process
  • Low Processing fees
  • Easy Foreclosure
  • No hidden charges
  • Dedicated Support Team


Am I eligible to take a professional loan? What are the requirements?

Eligibility criteria for taking a loan is simple. To ensure your repayment ability, few things are verified like minimum income, age and good credit score. It is also important to know that you should not have too many loans already. And if you do have, your strong ability to take additional debt will be checked.

Professionals with relevant experience and qualifications such as Doctors, physiotherapist, Chartered Accountants, Architects and Company Secretaries who are consulting or practicing are eligible to avail professional loan.

What are the documents required to apply for a professional loan?

Few documents are required to complete the application process. Below is the list of such documents which can slightly vary from case to case:

  • Qualification proof of the highest professional degree
  • Identity Proof
  • Proof of age
  • Income Proof
  • Address Proof
  • If salaried, 3-12 months of latest salary slip
  • Bank statements
  • Last two years ITR copy

What are the things to check before applying for a loan?

There are certain important points that one should check before applying for a loan. These are:

  • Processing fees
  • Interest rate
  • Any other charges
  • Repayment procedure
  • Pre-payments penalty, if any
  • Foreclosure charges, if any

Please note that one should also check whether he/she meets the eligibility criteria or not.

How much loan can I get?

Usually all lending institutions decide the amount of loan to be sanctioned based on various factors like

  • Net in hand monthly income
  • Generally, it is seen that EMI should not be exceeding 50-60% of your in hand income. It also includes any existing EMIs that you have. For example, Mr. Ajay’s net in hand income is Rs. 70,000, then he is eligible to get a loan where EMI does not exceed 35000. But if he is already paying 15000 as EMI on his existing loan, then he is eligible only for an additional EMI of 20,000.

Do I get tax benefit by availing professional loans?

No. Only home loan and education loan comes with a tax benefit. Personal loans, business loans and professional loans are not eligible for any tax benefit.


Looking for a loan? It is further suggested that you should get yourself adequately insured. We are sure you will not want to see your loved ones under debt in case of any unfortunate happening. Click here to know more about life insurance polices and features.

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